Several years ago, faxing was very popular. Almost every business on earth had a fax machine, and most households had one as well. At the time, they were useful, but they definitely had more than their fair share of issues. First of all, fax machines were, and are still, very expensive. Not only are they expensive initially, but they cost you a lot over the years because they use so much ink and paper. Plus, using all that paper isn’t exactly “green”. Thankfully, with advancements in technology, we can now ditch the old fax machine and move on to greener pastures, no pun intended. Can you imagine that?

Now you don’t have to! The service is called RapidFax, and it’s revolutionizing the way people send faxes. I have used it for months now and I’ll I can say is that it is great. What this service basically does is allow you to send and receive faxes through your computer. More specifically, faxes are sent through email. It’s truly the easiest way to fax, period. I have taken the time to review specific things about RapidFax, which you can find below.

Price

RapidFax is priced very reasonably, at least in my opinion. It generally costs $9.95/month, but it can be higher if you process a large volume of faxes. What I liked was the fact that there is no set-up fee or any sort of hidden fees. Many services I have tried offered great monthly rates, but they either charged insane set-up fees, or they constantly nailed you with hidden charges. I’ve never had any problems with RapidFax’s billing system, and to be honest I’m happy to pay the reasonable monthly fee.

One thing that they don’t mention clearly that you should know is that the normal rates apply only to faxes sent within the United States. They have extra charges for any international faxes. There is no set rate for international faxes, and it is suggested that you contact them for a quote. I have heard that the rates are higher than the normal US rate, but they are still pretty reasonable.

Free Trial

Another great thing is that RapidFax is available for FREE for 30 days. You just sign up, and you will be able to immediately send and receive faxes through your email. I was hesitant to join, but the free trial really pushed me over the ledge. Most comparable products offer some sort of free number of faxes, like 20 free faxes, or 50 free incoming faxes, etc. RapidFax, on the other hand, offers 30 days free!

Features

RapidFax is, simply put, pretty awesome. One nice thing about RapidFax as opposed to its competitors is that you can run it using any email account, no matter what provider it is. It is recommended that you use Hotmail, but anything will work – even mail clients like Outlook. When you receive a fax, you can simply open it up in Adobe reader, and from there, it is easy to look over it, print it out, show it to others, etc. Alternatively, you can actually see your fax online through your web browser, just by logging into your account.

Customer Service

If you’re like me, you value customer service above all. Well, from what I have heard, RapidFax has a great support system. To be perfectly honest I have never had a need to contact support, as the program has always run smoothly. However, I did some research and asked around, and it seems that their support agents are responsive and ready to help. You can currently contact RapidFax through email or phone. It is recommended that you call them up, as I have heard that they take a while to respond to emails.

With millions of people looking to lose weight, it is no wonder that there are so many weight loss products and services out there. There are so many in fact, that choosing the select few that actually work can be a real trick. Unfortunately most of the world is not willing to put in the effort to lose weight naturally. Many people are looking for a “wonder cure” that will make them lose massive amounts of weight with little or no work on their end. I am here to tell you that there is no magical product that will help you shed the pounds without increased effort from you – and products that claim they will do not work. What does work, however, is the BodyBugg by Apex Fitness.

The BodyBugg is a seemingly simple product, but when used correctly, it can help you reach virtually any fitness goal you have in mind. The basic principle behind the BodyBugg is to tell you at all times how many calories you have consumed in the last 24 hours, and how many you have burned. This product is not one of those $20 “calorie counters” that give incredibly rough estimates – the BodyBugg by Apex Fitness uses cutting edge technology to tell you almost exactly how many calories you have consumed, as well as how many you have burned. Of course Apex cannot claim perfection – a few calories may slip through here and there – but overall, using the BodyBugg will give you the most accurate results available, excluding statistics from an actual medical lab.

There are two parts to the BodyBugg; the actual product (a small, portable device that can be clipped on to your arm), and the website, which is used to track your information. The website provides detailed statistics, showing not only the calories consumed and burned, but also the “calorie surplus”, which is essentially the amount you should try to burn throughout the day.

Apex Fitness likes to keep things simple. They simply say that in order to lose weight, you have to “burn more calories than you take in”. Sounds simple, right? It is, as long as you have the BodyBugg. The BodyBugg itself is only for tracking the calories you burn.

The only real downside to the BodyBugg system is that you have to manually input the food you consume. Everyone who has been on a diet before knows that inputting food intake can be very annoying. However, Apex Fitness has done their best to make the process as easy as possible. They have a massive database of common foods that are likely to be consumed by you on a typical day. You can search through them and select whatever you have eaten, and the system will record everything else.

Final Thoughts

In essence, the BodyBugg by Apex Fitness is a personal assistant for your body. Everything is recorded for you in an easy to understand way, and the BodyBugg makes it very easy to analyze your current diet and exercise habits. It is a great product and though there are a few competitors out there, the BodyBugg is the most accurate.

What Is Juvenon Cellular Health Supplement?

Juvenon Cellular Health Supplement is a general well-being supplement brought to you by the Juvenon brand that is said to do amazing things like improve brain function and even make your hair shinier. This supplement is the first one of its kind to contain acetyl-L-Carnitine (ACL), as well as alpha lipoic acid (ALA). The use of these two components is said to slow down the aging process among other incredible health benefits. People everywhere are becoming interested in the extremely beneficial effects that Juvenon claims and it’s no wonder with results like these. If you are worried about aging, then Juvenon is definitely a daily supplement to look more into.

What Makes Juvenon Different from Competing Products?

Juvenon is the first power supplement that contains ACL and ALA, which when used together are incredibly powerful and help build the quantity and quality of mitochondria, the cells that make up most of our body. When you get the mitochondria in your body back up to good health, virtually everything within your body can improve, and it is that reaction to this supplement that makes Juvenon cellular health supplement different than the majority of supplements claiming to boost energy and slow cellular aging that are currently available. With so many supplements claiming to do so many things, the proof is in the label. If you were to check the label of the Juvenon Cellular Health Supplement and look up the information you see, you would only see things that have proven to be healthy and add to the body, nothing that would take away.

What Exactly Does Juvenon Cellular Health Supplement Do?

The primary goal of Juvenon Cellular Health Supplement is to boost energy while improving mitochondrial health to slow the process of aging. The other benefits such as shinier hair, softer skin, more restful sleep, sharper memory function, and regulated blood pressure are just bonuses that have been said to have happened during the journey to the primary goals. Scientists have shown that a lot of the negative impacts that aging has shown to have are caused by mitochondrial decay. As we’ve explained the primary ingredients, ACL as well as ALA are incredibly well with reversing and preventing damage done to the mitochondria.

What Exactly Are ACL and ALA, in English?

As you now know, the primary ingredients in Juvenon Cellular Health supplements are Acetyl-L-Carnitine and Alpha Lipoic Acid (ALA). Most people don’t have knowledge of what these two mystery ingredients are or how they work, and that is about to change. The first of those ingredients, ALC or Acetyl-L-Carnitine is a cousin chemical of the more well known amino acid, L-Carnitine. L-Carnitine or LC, is a necessary amino acid that helps the body process our fat intake. Basically, LC is the component that takes fat and turns it into useable energy. If ALC is good for mitochondria, how is LC relevant to them? The mitochondria are the components that hold the fatty acids and “Store energy” for use by our bodies. The Acetyl aspect makes it more convertible so that more parts of your body, together those components are amazing.

The other primary ingredient Alpha Lipoic Acid or ALA also helps with fat conversion. However, that is not ALA’s primary function. ALA works as a potent anti-oxidant and is a contributor to that supplement in that sense. Anti-Oxidants are an important part of the way our body functions, usually found in berries and fruits, anti-oxidants help your body to fight off free radicals that enter your body when you breathe, eat, talk, or drink among other daily activities. These anti-oxidants have been known to help fight against heart disease, cancer, and even smaller things like the common cold.

Why Should I Use Juvenon? Can’t I Just Eat Healthy Foods?

The fact of the matter is that Juvenon contains extremely potent versions of all the vitamins and minerals that you are talking about. In order to get the amount of anti-oxidants, alpha lipoic acids, and acetyl-L-Carnitine that you can find in Juvenon in any specific foods, you would have to eat a lot of them. It is much simpler for people to take one small supplement every day that can guarantee you will get a certain amount of these things. Not to mention, with the body aging the way it does our appearance, mind, and health changes rapidly in a bad way. Taking the Juvenon Cellular Health Supplement in addition to eating healthy helps your body to fight off the bad and increase the good much more quickly and easily.

If all this isn’t enough, Juvenon is sold at very affordable prices, and can be purchased easily over the internet.

Is Juvenon Safe?

Juvenon is completely safe, since the ingredients are found in the foods we eat. However, if you have any concerns, please consult your general physician. Simply print out the information from Juvenon.com, and see what he or she has to say.

Who Is Lending Club?

Lending Club is a revolutionary new, microlending service that provides borrowers the ability to take out loans at very affordable rates, and for lenders, to earn interest rates averaging 9.9%! The basic concept behind Lending Club is to let users control everything. All the administration does is monitor transactions, run background/credit checks, and ensure that everything goes smoothly. Lending Club, as a company, has never loaned a single dollar in their nearly two-year lifespan. Instead, they provide a medium for private lenders to give out loans to well-qualified borrowers.

Lending Club Delivers Peace of Mind

Since its founding in early 2007, Lending Club has overseen more than $27 million dollars in loans. Though that figure may sound impressive, consider this; Lending Club has declined more than $250 million in loans. That essentially means that only 10% of the loan requests actually go through. Why? Because Lending Club takes protecting their users’ financial integrity very seriously. In short, stricter loans means a more stable institution — something borrowers and lenders can surely appreciate. Perhaps, if banks followed these best practices years ago, we wouldn’t be bailing them out today

Strict Borrowing Guidelines, But Fair

While the requirements are strict, they are most certainly fair.
Lending Club has the exact same authority as a bank, so they can take legal measures as a bank would. Potential borrowers are required to have a minimum of a 660 FICO score to be considered for a loan. However, a good credit score does not necessarily guarantee you a loan. There are also a number of other requirements.

Below is a complete list of requirements you must meet to be considered for a loan.

• A FICO score of at least 660
• At least 1 year of credit history, that shows no current delinquencies, open tax liens, charge-offs, or recent bankruptcies (within the past 7 years)
• Less than 10 inquiries on your credit report from the last 6 months
• A revolving credit utilization of less than 100%
• At least 3 accounts in your credit report, of which at least 2 are currently open
• US citizenship

If you meet the above requirements, it is very likely that you will be approved for a loan. Once you are approved, your application will be given to investors for review. If an investor likes what they see, you will receive the loan within days. The whole process can be done very quickly, and there are rarely problems.

If there are problems, such as missing or late payments, Lending Club will take any necessary legal action to protect their clients. They will also employ collection agencies in the event of a non-paying client.

Benefits of Lending Club for Borrowers

Now that you know the basics of the program, it is time to examine the benefits for borrowers.

• Low Interest Rates

Interest rates vary from person to person depending on your credit, but regardless, the rate you get from Lending Club will almost always be lower than a bank or credit card rate. Rates on loans start as low as 7.88%, where the average credit card rate is around 13%, and the average personal loan rate is about 11%.

• Quick Cash

Loan applications at Lending Club are processed and approved in as little as 2 weeks. If no investor accepts your loan, you can choose to either re-list your loan application for an additional 2 weeks, or accept a partial loan.

• No Hidden Fees

Unlike many lending agencies, there are absolutely no hidden fees at Lending Club. The rate you are quoted is the rate you will be paying – it’s as simple as that.

• Flexible Limits

At Lending Club you can borrow as little as $1,000 and as much as $25,000, so you can borrow for whatever your needs — credit card debt, student loans, a small business venture, etc.

• Convenience

Lending Club makes the entire process of applying for a loan easy. From the minute you submit your application to the minute you make your last payment; you will never have to do any complicated work. In fact, you can set up an automated payment system through Lending Club’s user-friendly interface, so you won’t have to worry about making payments.

Benefits of Lending Club for Investors

• Great Returns

The average return at Lending Club is 9.05%. That means that if you invest $10,000, you will see a return of $10,905 – Not bad considering the low rate of return on the leading money market account is just over 3.00%.

• No “Dirty Work”

As a Lending Club investor, you will never have to do any of the “dirty work” that is associated with lending. For instance, Lending Club verifies borrowers’ identities.

• Hand-Picked Clients

Similar to other forms of investing such as the stock market, Lending Club allows you to hand-pick each and every client. You can browse through hundreds of applications, and choose the ones that fit your budget and your own personal requirements. Of course, unlike the stock market, you’ll be given a guaranteed, high rate of return.

• Reputable Borrowers

When investing at Lending Club, you will be dealing with only respectable, reputable individuals with high credit scores. In fact, the average FICO score at Lending Club is 713.

• The Ability to Buy and Sell Loans

Recently Lending Club introduced a new feature; the ability for investors to buy and sell existing loans. Using their user-friendly trading platform, you can easily buy or sell loans that have already been taken out. This is a great solution for investors that are looking to quickly increase their amount of available funds, or investors looking to invest in several long-term investments without the long wait.

Final Words

Lending Club is a great solution for borrowers looking to get a great loan rate, or lenders looking to invest in a high-yield, stable endeavor. The peer-to-peer concept of Lending Club is relatively new, but I expect the business model to become more popular in the future, especially now that individual investors are often more reliable than banks!